Get the most out of your capital in an ever-changing global economy
In a world of low interest rates, we provide truly personalised present-day advice on competitive risk-averse options for your capital.
Our effective cash management systems make your cash work harder, promoting maximum efficiency from otherwise dormant capital.
We have helped hundreds of individuals and businesses maximise the return on their capital through seasoned, risk-conscious advice.
Make your cash work harder in a world of near-zero interest rates
The world’s central banks have sent interest rates plummeting in recent years, in a bid to spur productivity following the global financial crisis of 2008. The consequence of this trend has been near-zero interest rates, prevalent in many global economies today.
With an ever-present clamour for income, individuals and institutions alike have directed capital towards higher-risk, higher-reward assets - notably corporate bonds. With interest rates at current levels, the ability to profit from such bonds is extremely limited, and their status as a safe-haven investment has been greatly eroded.
Additionally, due to the economic effects of the COVID-19 pandemic, world leaders are embarking on debt-sponsored stimulus packages, magnifying the potential risk that a global debt crisis will ensue. The time-honoured way for central banks, kings and governments to deal with such a crisis is currency devaluation, which will inevitably pose a threat to capital.
Drawing on years of experience and deep knowledge of diverse global economies, the team at First Degree understand the intricacies of the pictures painted above and collaborate with our clients to develop innovative and bespoke cash management services that ensure you get more from your cash, both in the short and long term.
Get in touch using the form below to find out how we can make your cash work harder for you.